Explore Flexible Financing Options for Your Home Remodel
At Your Life Design, we know that financing a home remodel can seem overwhelming. To make the process easier, we offer a range of flexible financing options in partnership with trusted financial institutions. This ensures a smooth and convenient solution tailored to your remodeling needs.
Option 1
12-Month Same As Cash
No Interest or monthly payment
Option 2
Low Monthly Payments
Starting at 4.99% APR
Options 1: 12-Month Same as Cash
Enjoy the flexibility of arranging payments anytime within a year of receiving the loan. Interest accrues at 24.99% APR, but is waived if the loan is paid in full within 365 days.
No minimum monthly payment requirement and no interest for the first 12 months (365 days) from date funds are first disbursed to your contractor. Interest begins to accrue during this 12-month promotional period at a 24.99% fixed APR beginning from the date the funds are first disbursed to your contractor; but all interest is waived if the principal loan amount is repaid in full before the end of the 12-month period. Any outstanding amount, including principal and accrued interest, not repaid in the promotional 12-month period is subject to varying repayment terms thereafter of 60 to 180 months depending on the initial principal loan amount approved.
Options 2: Low Monthly Payment
Break your project up into manageable monthly payments with no prepayment penalty. Available with the full range of 4.99%-10.99% APR.
4.99% to 10.99% fixed APR, based on creditworthiness, the length of the loan, and loan amount. Lowest rate available only to the most creditworthy applicants; not all applicants will qualify for the lowest rate. Repayment terms vary from 60 to 180 months depending on loan amount. The first principal and interest payment will be due 45 days from the date the funds are first disbursed to your contractor. Payment example: Monthly payments for a $40,000 loan at 7.91% APR with a term of 10 years would result in 120 monthly payments of $483.41.
Should You Consider Financing?
Financing your remodel opens up a world of possibilities. With more options at your disposal, you can better manage your budget and timeline. Whether you need extra funds to complete your project sooner or prefer to break up the payments over time, Buildertrend Financing is designed with your needs in mind.
Even if you were initially planning to pay for your remodel upfront, having a flexible payment option can ease the pressure of planning. Let us help you bring your dream project to life while giving you the financial flexibility to handle the unexpected along the way.
How Secure Is Buildertrend Financing?
Buildertrend Financing is built with security in mind. We’ve trusted Buildertrend for years at Quality Design & Remodel, and now Buildertrend has partnered with Nelnet Bank — a member of the FDIC — to offer you a secure and seamless way to fund your project with confidence.
What’s the Process for Financing?
Financing your remodel is simple and straightforward.
Here’s a step-by-step guide:
Review Your Offers
Click the button below to view your potential financing options with no impact on your credit score. You’ll receive detailed information after completing your online application (no paperwork required).
Get Approved & Sign for Your Funds
Once you select the offer that fits your needs, we’ll guide you through the bank’s qualification process and the signing of your loan documents. After signing, your funds will be ready to use!
Disbursement Approvals
As your project progresses, you’ll receive a text message when it’s time for Nelnet Bank to release payments to Quality Design & Remodel. Simply follow the instructions in the text to authorize the disbursement. No extra work on your part — Nelnet Bank (FDIC member) will send funds directly to us.
Managing Your Loan
You’ll receive an email with instructions to log into the Nelnet Bank Portal, where you can view your loan details and manage repayments. There are flexible repayment options available, including convenient auto-pay.
Need Help with Your Financing?
If you’ve already secured financing through Buildertrend and Nelnet Bank, and you need assistance with your loan, payment details, or anything related to your account, we’re here for you. Reach out and we’ll provide the support you need:
Phone: (417) 718-9292
Email: jenny@yourlifedesignllc.com
Our team is dedicated to making sure your experience is straightforward and worry-free.
Financing applied for and processed through the Buildertrend platform is provided by Nelnet Bank, Member FDIC (13907 South Minuteman Drive, Draper, UT 84020} without regard to age, race, color, religion, national origin, sex, gender, handicap, or familial status. Loans offered to qualified consumers for the purpose of personal, household, or family use only. All loans subject to qualifying credit approval. Otters are subject to change and may be discontinued at any time. Minimum loan amounts apply. Available loan amounts from $3,000 to $150,000. Checking your rate results in a soft credit pull, which will not affect your credit score. If you continue with your application, Nelnet Bank will request your permission to obtain your full credit report from one or more consumer reporting agencies. This is a hard credit pull and may affect your credit score.
